Tuesday, December 24, 2019

Welfare Drug Testing Should Not Be Allowed - 1416 Words

With 35.4% of Americans on welfare, and the U.S spending over 131 billion on welfare annually, not including food stamps. People have been looking for a way to cut the costs of welfare for many years. And then Welfare drug testing was proposed. At initial thought it seemed like a grand idea and a great way to cut costs and to eliminate all the drug users in the system, and because of that welfare drug testing has been put into action in 13 states. But, welfare drug testing is completely ineffective. Welfare drug testing should not be allowed because it violates the rights of the welfare recipients, it is stereotyping and discriminating against people on welfare, and it is expensive and ineffective . For all these reasons mandatory†¦show more content†¦This small bit of information should be enough for the government to stop the because it breaks one of the key laws this nation was built on, yet they still have it is action. Supporters of Welfare drug testing might say that it is completely unfair and unjust that often before people can start working they have to submit a drug test, but people on welfare don’t have to to receive government handouts, but it a completely different situation because all of the businesses that require employees to take a drug test are privately owned. Drug test are needed to insure that employees can be relied on to do their job such as police and army. Welfare is different because it is managed by the government which is not allowed to do drug tests because of the fourth amendment. Finally, welfare recipients should have the right to not tell the government everything about them when they apply for government handouts. As Judge Stanley Marcus, said that Citizens do not abandon all hope of privacy by applying for government assistance.† (Amy Sherman) Everybody deserves the right to privacy, even people applying for welfare as the quote says they have the right to have some privacy and to not be forced to take drug tests and to get bombarded by random checking by the government. Another reason that welfare drug testing should be banned is because it is based off stereotypes and discrimination. Welfare drug testing is stereotyping because many of the people who support

Monday, December 16, 2019

Disadvantages of Corporations Free Essays

Double Taxation Double Taxation: Depending on what special rights and restrictions are attached to the shares, and how the profits of the corporation are paid out to the shareholders, there is the possibility of double taxation: the corporation must pay taxes on its profits and the shareholder may be subject to taxation on the profits paid out. This can result in greater taxation than if a corporation was not used for the business. C corporations pay taxes on profits when corporate income is distributed to owners (shareholders) in the form of dividends. We will write a custom essay sample on Disadvantages of Corporations or any similar topic only for you Order Now This is the first taxation. The shareholders who receive dividends must also pay taxes for this distribution on their personal returns. This is the second taxation of the same money. The corporation itself does not pay taxes twice, but just the sound of â€Å"double taxation† can make potential business owners cringe. However, there is an out. Choose the IRS’ â€Å"S Corporation† tax status to avoid double taxation. In other systems, dividends are taxed at a lower rate than other income)(for example, in the US) or shareholders are taxed directly on the corporations profits and dividends are not taxed Double taxation is levying of tax by two or more jurisdictions on the same declared income (in the case of income taxes), asset (in the case of income taxes), or financial transaction (in the case of sales taxes). This double liability is often migrated by tax treaties between countries. Example: You decide to set up a corporation and have a profit of 1,000,000 in the first year. Suppose the government taxes corporate profits at 30%, then the corporation has to pay 300,000 in taxes. It is decided that 500,000 will be distributed as dividends and the dividend tax is 10%, so you will lose a further 50,000 to the government when you file your personal taxes. This is the concept of double taxation: first the company was taxed for its profits, and later shareholders were taxed for their dividends. (https://www. boundless. om/business/types-business-ownership/corporations/disadvantages-corporations/) In many countries, corporate profits are taxed at a corporate tax rate, and dividends paid to shareholders are taxed at a separate rate. Such a system is sometimes referred to as â€Å"double taxation†, because any profits distributed to shareholders will eventually be taxed twice. One solution to this (as in the case of Australian and UK tax systems)is for the recipien t of the dividend to be entitled to a tax credit, which addresses the fact that the profits represented by the dividend have already been taxed. The company profit being passed on is therefore effectively only taxed at the rate of tax paid by the eventual recipient of the dividend. In other systems, dividends are taxed at a lower rate than other income (for example, in the US) or shareholders are taxed directly on the corporation’s profits and dividends are not taxed. For example, S corporations in the US do not pay any federal income taxes. Instead, the corporation’s income or losses are divided among and passed through to its shareholders. The shareholders must then report the income or loss on their own individual income tax returns. For C corporations, the corporation ends up paying taxes twice. First, when the C corporation turns a profit, it pays a corporate tax rate on the profit amount. The second time the C corporation pays taxes is when it pays dividends to shareholders. Many businesses that incorporate choose to incorporate as an S corporation instead in order to avoid paying taxes twice. The only difference between a C corporation and an S corporation is a tax designation filed with the IRS using Form 2553. According to the IRS, an S corporation can choose to pass the income, losses, deductions and credit for the corporation through to the shareholders of the corporation for federal tax purposes. This avoids the double taxation possibility a C corporation is subject to. Double taxation. A possibility of â€Å"double taxation may arise on the dividends it pays. The corporation is taxed on its income. Then, if the corporation distributes some of the net income to the stockholders as a dividend, the dividend will be taxed again on the stockholders’ personal income tax returns. In case of corporations there is double taxation. First of all the corporate income is taxed at a flat rate and then the dividends paid to the shareholders is taxed. It may result to double taxation. Since the corporation is already taxed on its income, distributing this income to shareholders in the form of dividends may result to double taxation. This is because the dividend income received by the shareholders (natural persons) is also taxed on their personal income tax returns. Director and shareholder liability Director and Shareholder Liability: While the general rule is limited liability, there are situations where directors and even shareholders of a corporation could be held personally liable for certain acts or failures of the corporation. There are many statutes that created personal liability on the part of directors and even shareholders. Also, the directors or shareholders might engage in activities, or fail to take certain steps, that could create personal liability. Without proper legal advise on the activities of a corporation, the benefits of using a corporation to conduct business could be lost. Record keeping Record Keeping: A corporation will be required to keep records of its shareholders, directors and officers, any changes of the shareholders, directors and officers, as well as records of its debts. Records of various other transactions or changes in the corporation must also be kept. Some of the records are open to public inspection; for example, anyone could have access to the list of shareholders although the new Business Corporations Act does have some restrictions. Corporations need to maintain more records than other business entities. Corporations must file annual reports and tax returns and maintain business bank accounts and records that are separate from personal accounts. Shareholder meeting records, board of director meeting records, licenses and other corporate records also are necessary. (http://smallbusiness. chron. com/advantages-disadvantages-corporate-form-business-4389. html) Cost of organization Cost of Organization: The cost of organization for a corporation can be greater than for a sole proprietorship or a partnership. As well, there will be legal fees involved. There are many filing fees associated with forming a corporation. Nonprofits must file even more paperwork because they must apply to the IRS for tax exemption status (minimum $750 to apply). In a few states, nonprofits may also have to file separately for state tax exemption status. Even small fees can add up if you are cash-strapped already. The fees and legal costs required to form a corporation may be substantial, especially if the business is just being started and the corporation is low on financial resources. * The fees and legal costs required to form a corporation may be substantial, especially if the business is just being started and the corporation is low on financial resources. The fees and legal costs required to form a corporation may be substantial, especially if the business is just being started and the corporation is low on financial resources. One of the primary disadvantages of a corporation is the costs for running a corporate form of business. It costs money to incorporate with the state where the business operates. You can c hoose to hire an attorney or accountant to help you complete the incorporation paperwork, but it is not a requirement. If you incorporate directly with the Secretary of State, as of 2010, the fee ranges from $99 to $150. Beyond the initial incorporation fees, the corporate form of business also has ongoing fees associated with it. An annual report fee can range up to $150 a year for each year the corporation exists after the initial incorporation filing. . Incorporation is costly. Incorporating a business needs to file with the Securities and Exchange Commission (SEC) and may involve a lot of formal and legal papers, such as by laws, articles of incorporation, affidavit and board resolutions. This is sometimes done by getting the service of a corporate attorney or firms which are specialized in incorporating a business. It may also require higher amount of initial or paid-up capital for other types of corporation like financing and lending corporations. Furthermore, the amount of subscribed capital is taxed with documentary stamp tax, which may result to additional expenses to be incurred by the incorporators. (http://businesstips. ph/advantages-and-disadvantages-of-forming-a-corporation/) Greater Regulation Greater Regulation A corporation can be subject to greater regulation that can add to the cost of doing business. Various regulations may have to be complied with, for example, to sell shares, or raise capital. (http://www. whatisacorporation. com/html/disadvantages_of_corporation. html) Complexity in organization and regulation. To incorporate a business, an application with the Securities and Exchange Commission must be filed and approved. A higher capital requirement is also sometimes required for other type of corporations. Once approved, the corporation must comply with the numbers of regulations and reportorial requirements which are specifically implemented for corporations. http://businessaccent. com/2009/02/07/what-are-the-advantages-and-disadvantages-of-forming-a-corporation/) Corporations are highly regulated. Ordinary corporations are regulated by the SEC. Special corporations may be required with secondary licenses and are further regulated by other government agencies, such as Bangko Sentral ng Pilipinas (BSP) for financing and lending companies, Commission on Higher Education (CHE D) for companies operating secondary schools and Insurance Commission (IC) for insurance companies. Moreover, corporations also need to comply with the quarterly or annual reportorial requirements with the SEC and other agencies requiring those reports for certain types of corporations. This also means that the more compliance it requires, the more paper works and cost it involves. And when there are more to comply, bigger penalties are awaiting to be paid if they are not complied. Corporations can be complicated to form Corporations must file Articles of Incorporation with the state they are incorporating in for which states charge different filing fees. They may also need to file Bylaws, which may require the help of an attorney to write. Most states also require corporations to file annual documents and/or franchise tax fees. Nonprofits typically also have to pay fees for registering their charity each year. Although many entrepreneurs do file all their own paperwork, if you are new to business you should at least consult with a business attorney before attempting to form a corporation on your own. (http://womeninbusiness. about. com/od/corporations/a/corp-disadvant. tm) Establishing a corporation is a complex process and requires registration with the central regulatory authority and listing on a stock exchange which required fulfillment of certain requirements related to the amount of capital, number of directors, etc. Ownership Another disadvantage of corporations is that, as Adam Smith pointed out in the Wealth of Nations, when ownership is separated from management (i. e the actual production process required to obtain the cap ital), the latter will inevitably begin to neglect the interests of the former, creating dysfunction within the company. Some maintain that recent events in corporate America may serve to reinforce Smith’s warnings about the dangers of legally protected, collectivist hierarchies. Centralized management. Its centralized management restricts a more active participation by stockholders who are not major owners in the conduct of corporate affairs. Normally the corporations have a large number of shareholders; they delegate the governance function to a body of persons called board of directors. The How to cite Disadvantages of Corporations, Papers

Sunday, December 8, 2019

Into The Wild Test Essay Example For Students

Into The Wild: Test Essay McCandless was brave plenty to make things most people would non even think about making. â€Å"He was looking for more escapade and freedom than today’s society gives people. † remarks one of Chris’s friends† ( Krakauer 174 ). What modern society offers did non appeal to Chris McCandless ; he wanted a different life that most people had themselves. He saw the influences society puts on our lives and decided he did non desire to populate that manner. â€Å"No longer would he reply to Chris McCandless ; he was now Alexander Supertramp. maestro of his ain destiny† ( 23 ). McCandless. now known as Alexander Supertramp. did non desire to be held back in any manner ; to see he would acquire full freedom he changed his name so he was able to get down fresh. McCandless took charge of his new life and was brave to be able to merely go forth everything he knew and was comfy with to get down new. Whatever makes you happy you should prosecute. McCandless did merely that even with all the negative people stating him it was a bad thought. Peoples find felicity in multiple ways ; through relationships. nature. faith. and many more ways. In a missive to Franz. Alex writes. â€Å"You are incorrect if you think rejoice emanates merely or chiefly from human relationships. God has placed it all around us† ( 57 ). McCandless knew that although it is nice to hold relationships you can happen felicity in nature and that is where he found true felicity. â€Å"He is smiling in the image. and there is no misidentifying the expression in his eyes: Chris McCandless was at peace. serene as a monastic gone to God† ( 199 ). Before McCandless’s decease he took a image and in the image he was at peace and happy even though he was entirely and traveling through the hurting of famishment. He was happy because he eventually found true felicity. McCandless found felicity in ways most did non. one time he found what made him happy he pursued in no affair what the effects were. â€Å"In the concluding post card he sent to Wayne Westerberg. McCandless had written. if this escapade proves fatal and you don’t of all time hear from me once more I want you to cognize you’re a great adult male. I now walk into the wild† ( 133 ). He wrot e this to admit the opportunity that he might non last. He does non desire to decease but he knows that he is shiping on a unsafe escapade. McCandless besides feels that the whole escapade is worth it. nevertheless. for the existent experience of life wholly independently and freely. and his exhilaration was expressed at the terminal of the concluding post card to Westerberg. Peoples called McCandless foolish for his errors but everyone makes errors. â€Å"Instead of experiencing distraught over this bend of events. moreover. McCandless was exhilarated: He saw the brassy inundation as an chance to cast unneeded baggage† ( 29 ). Although he made a error of kiping in an country where there are brassy inundations and lost his auto. he accepted it and used it as a manner to acquire farther into his escapade by merely populating off what he needed. â€Å"Chastity and moral pureness were qualities McCandless mulled over long and often† ( 65 ). Although Chris made fatal errors he knew what was right and incorrect and would believe about it a batch. McCandless overall had regard and good ethical motives but made fa tal errors which led to his decease. â€Å"Awkwardly. stiff with fright. I started working my manner back down. The frost bit by bit thickened. .ucdf10beeda05e8b849f9869af707aa73 , .ucdf10beeda05e8b849f9869af707aa73 .postImageUrl , .ucdf10beeda05e8b849f9869af707aa73 .centered-text-area { min-height: 80px; position: relative; } .ucdf10beeda05e8b849f9869af707aa73 , .ucdf10beeda05e8b849f9869af707aa73:hover , .ucdf10beeda05e8b849f9869af707aa73:visited , .ucdf10beeda05e8b849f9869af707aa73:active { border:0!important; } .ucdf10beeda05e8b849f9869af707aa73 .clearfix:after { content: ""; display: table; clear: both; } .ucdf10beeda05e8b849f9869af707aa73 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ucdf10beeda05e8b849f9869af707aa73:active , .ucdf10beeda05e8b849f9869af707aa73:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ucdf10beeda05e8b849f9869af707aa73 .centered-text-area { width: 100%; position: relative ; } .ucdf10beeda05e8b849f9869af707aa73 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ucdf10beeda05e8b849f9869af707aa73 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ucdf10beeda05e8b849f9869af707aa73 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ucdf10beeda05e8b849f9869af707aa73:hover .ctaButton { background-color: #34495E!important; } .ucdf10beeda05e8b849f9869af707aa73 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ucdf10beeda05e8b849f9869af707aa73 .ucdf10beeda05e8b849f9869af707aa73-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ucdf10beeda05e8b849f9869af707aa73:after { content: ""; display: block; clear: both; } READ: Beyonce Feminism EssayAfter falling about 80 pess. I got back on reasonably solid land. I stopped for a long clip to allow my nervousnesss settle. so leaned back from my tools and stared up at the face above. seeking for a intimation of solid ice. for some fluctuation in the implicit in stone strata. for anything that would let transition over the frosted slabs. ( 137 ) † That quote truly explains what a brave adult male he is and how he can get the better of obstructions that the others like Rosellini. McCunn. and Waterman couldn’t. Peoples who did non believe McCandless was brave idea he was a immature foolish adult male who caused many hurting with his go f orthing and decease. Chris did do errors but so did others and that does non intend he is foolish. He did non desire to do others pain but he needed to get down fresh and off from everyone he knew. â€Å"Alex is a nut in my book. † wrote a occupant of Healy. the crossroads at the caput of the Stampede Trail. â€Å"The writer describes a adult male who has given away a little luck. abandon a life household. abandoned his auto. ticker and map and burned the last of his money before shleping off into the ‘wilderness’ West of Healy† ( 71 ). Although McCandless did all of those things. he did it to hold a fresh start. He did non desire to be held back from anything and in the terminal it made him happy. A reader of the Outside magazine asked. â€Å"Why would any boy cause his parents and household such lasting and vexing hurting? † ( 71 ) McCandless did non desire to do his loved 1s pain but ended up doing them hurting since the lone manner he could happen true felicity was to go forth everyone he loved. Although some may non be able to see the grounds McCandless left all his chances and loved 1s behind to travel on an escapade that caused him his decease. he merely did it because that was what made him happy. Chris McCandless was a immature adult male that went against society and found felicity in things most people would be afraid to seek. He had the courage it took to travel against society to happen his felicity and although he made errors he did what he enjoyed even if people thought he was foolish. Peoples should non judge others for what they do that makes them happy and being weather plenty to make something different than what most do.

Saturday, November 30, 2019

The American Colonies Essays - Thirteen Colonies,

The American Colonies The New England and Southern Colonies were both settled largely by the English. By 1700, the regions had evolved into two distinct societies. The southern colonies have characteristics that are the antithesis of the New England colonies attributes. New England was colonized for Freedom of Worship and freedom of political thought. The Southern colonies were developed for freedom of economic opportunity. The New England colonies had aspirations for a distinct society, where they could show their homeland, how a country should be run. The southern colonies had goals for mercantilism, and increasing the prosperity of England. The New England colonies were based on theocracy, where the state forced the people to live and worship in an orthodox way. The southern colonies(Virginia) had a government based on a royal government, where the state was governed by a governor and council named by the king, and an elected assembly chosen by the people. Finally, the New England colonies wanted to establish the colony for religious motives, while the southern colonies were established for economic motives. England and the rebels of England (Pilgrims), made up the New England and southern colonies. "God Almighty in his most holy and wise providence hath so disposed of the condition of mankind, in all times some must be rich, some poor, some high and eminent in power and dignity, other mean and in subjection. Yet we must be knit together in this work as one man."(John Winthrop, A Model of Christian Charity) This statement by John Winthrop, demonstrates importance of religion in the lives of the New England settlers. "We must delight in each other, make others' conditions our own, rejoice together, mourn together, labor and suffer together, always having before our eyes our commission and community in the work, our community as members of the same body." (John Winthrop, A Model of Christian Charity). The use of the word "together" and "community" indicates that the New England settlers were of a communal nature, they were less individualistic than the southern colonies. The New England colonies were based on religious freedom, thus their society was reflected the religion. "These underwritten names are to be transported to Virginia, embarked in the Merchant's Hope, Hugh Weston, Master, per examination by the minister of Gravesend touching upon their conformity to the Church discipline of England, and have taken oaths of allegiance and supremacy:" (Ship's List of Emigrants Bound for Virginia). The use of the word "Master", shows, that the southern colonies were more of a individualistic state rather than a communal state(New England). This individualism was the effect of the motivation of the southern colonies for economic opportunity. "We whose names are underwritten, being by God's providnce engaged together to make a plantation...." (Articles of Agreement). The New England settlers, again were of a communal nature, in how they are binding together for the good of the community. "We intend by God's grace, as soon as we can with all convenient speed, to procure some Godly and faithful minster with whom we purpose to join in church covenant to walk in the ways of Christ."(Articles of Agreement). The statement above, shows how the minister, was the head of the theocracy, of the small communities. Furthermore, the "Articles of Agreement", demonstates the importance of sharing within the community. This article, was another product of the motivation of the New England settlers for religious freedom. "This court... in the interim recommends [that] all tradesmen and laborers consider the religious end of their callings...". The puritans believed everyone had a specific duty in life, something that one was proficient at. Almost all the mores and society itself radiated from religion, as a result, many people who couldn't endure the rigidity of such a society were exiled and the dissenters created new societies. "The worst[among us were the gold seekers who]with their golden promises made all men their slaves in hope of recompenses. There was no talk... but dig gold, wash gold, refine gold, load gold.." (Captain John Smith, History of Virginia). The southern colonists were a people who settled in the southern colonies for econmic motives. The people were more materialistic, and individualistic, thus greed prevailed. Conversely, the New England settlers were of a spiritual nature, and were dispassionate in materialistic matters. The drive of the southern colonists were toward economic prosperity. "For by our nearest computation we leave at our backs as many servants(besides Negroes) as there are friedman to defend the shores and all our frontiers [against] the Indians....[This] gives men fearful apprehensions of the danger they leave their estates and families in, while they are

Tuesday, November 26, 2019

Essay on Harvard Citation and Reference List

Essay on Harvard Citation and Reference List Essay on Harvard: Citation and Reference List Harvard UWS Referencing Style Guide Overview ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § Referencing Intellectual honesty and plagiarism About the Harvard UWS style In-text citation: Referencing sources within the text Reference list Electronic items Referencing secondary sources Different works of the same author and same year Books, book chapters and brochures ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § Single author Two or three authors ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § Acts of Parliament (includes bills) ï‚ § Australian Bureau of Statistics (Census information) ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § Brochure Government report Government report (online) Image on the Internet ï‚ § ï‚ § ï‚ § Legal authorities (cases) Microfiche / microfilm document Patent/ Trademark (electronic database) Podcast (from the Internet) Standard Four to six authors Seven or more authors No author (incl. dictionary or encyclopaedia) Corporate author / authoring body Edited book ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § ï‚ § Chapter or article in book Chapter or article in an edited book ï‚ § ï‚ § E-book Journal articles, newspaper articles and conference papers ï‚ § ï‚ § Other materials Journal article (print version) Journal article (full-text from electronic database) Newspaper article (available in print) Newspaper article (from electronic database) Article (from the Internet, not available in print version) Non-English journal article translated into English Proceedings of meetings and symposiums, conference papers ï‚ § Conference proceedings (from electronic database) ï‚ § Systematic reviews Australian Bureau of Statistics (AusStats) Lecture (unpublished) / personal communication Study guide Thesis / dissertation Tutorial / lecture handout Video recording, television program or audio recording Video or audio (from the Internet) Web page / document on the Internet University of Western Sydney Library Harvard UWS Referencing Style Guide Referencing Referencing acknowledges the sources that you use to write your essay or assignment paper. Please see the section of this guide regarding intellectual honesty and plagiarism. In-text citations are used throughout your writing to acknowledge the sources of your information. The full references for the citations are then listed at the end of your assignment paper in the Reference list. It is important to first consult your unit outline, lecturer or tutor for the preferred citation style for each unit you undertake. Intellectual honesty and plagiarism Students are referred to the University of Western Sydney Calendar "Misconduct - Student Academic Misconduct Policy" section for basic definitions and University policies relating to intellectual honesty, cheating and plagiarism. About the Harvard UWS style The Harvard UWS style is one of a number of styles of referencing or bibliographic citation that is used widely for academic writing. It is an author-date system e.g. (Mullane 2006). This guide covers basic explanations and examples for the most common types of citations used by students. This citation guide is based on the author-date system used in the Style manual for authors, editors and printers (Commonwealth of Australia, 2002), an Australian government publication which is available at all UWS libraries. Please consult this publication for further examples and explanation: Commonwealth of Australia 2002, Style manual for authors, editors and printers, 6th edn, rev. Snooks & Co., John Wiley & Sons Australia, Brisbane. For further support, please contact UWS Library: o Phone 02 98525353 o Email o Online Librarian In-text citation: Referencing sources within the text Throughout the text of your paper you need to acknowledge the sources you used to write your paper. Whenever you present a statement of evidence such as a quote, or when you use someone else's ideas, opinions or theories in your own words (paraphrasing), you must 1 University

Friday, November 22, 2019

Definition of Gadsden Purchase

Definition of Gadsden Purchase The Gadsden Purchase was a strip of territory the United States purchased from Mexico following negotiations in 1853. The land  was purchased because it was considered to be a good route for a railroad across the Southwest to California. The land comprising the Gadsden Purchase is in southern Arizona and the southwestern part of New Mexico. The Gadsden Purchase represented the last parcel of land acquired by the United States to complete the 48 mainland states. The transaction with Mexico was controversial, and it intensified the simmering conflict over slavery and helped to inflame the regional differences that eventually led to the Civil War. Background of the Gadsden Purchase Following the Mexican War, the boundary between Mexico and the United States set by the 1848 Treaty of Guadalupe Hidalgo ran along the Gila River. Land to the south of the river would be Mexican territory. When Franklin Pierce became president of the United States in 1853, he backed the idea of a railroad that would run from the American South to the West Coast. And it became apparent that the best route for such a railroad would run through northern Mexico. The land to the north of the Gila River, in United States territory, was too mountainous. President Pierce instructed the American minister to Mexico, James Gadsden, to purchase as much territory in northern Mexico as possible. Pierces secretary of war, Jefferson Davis, who would later be the president of the Confederate States of America, was a strong supporter of a southern rail route to the West Coast. Gadsden, who had worked as a railroad executive in South Carolina, was encouraged to spend up to $50 million to buy as much as 250,000 square miles. Senators from the North suspected that Pierce and his allies had motives beyond simply building a railroad. There were suspicions that the real reason for the land purchase was to add territory in which slavery could be legal. Consequences of the Gadsden Purchase Because of objections of suspicious northern legislators, the Gadsden Purchase was scaled back from the original vision of President Pierce. This was an unusual circumstance where the United States could have obtained more territory but chose not to. Ultimately, Gadsden reached an agreement with Mexico to purchase about 30,000 square miles for $10 million. The treaty between the United States and Mexico was signed by James Gadsden on December 30, 1853, in Mexico City. And the treaty was ratified by the U.S. Senate in June 1854. The controversy over the Gadsden Purchase prevented the Pierce administration from adding any more territory to the United States. So the land acquired in 1854 essentially completed the 48 states of the mainland. Incidentally, the proposed southern rail route through the rough territory of the Gadsden Purchase was partly the inspiration for the U.S. Army to experiment by using camels. The secretary of war and proponent of the southern railway, Jefferson Davis, arranged for the military to obtain camels in the Middle East and ship them to Texas. It was believed the camels would eventually be used to map and explore the region of the newly acquired territory. Following the Gadsden Purchase, the powerful senator from Illinois, Stephen A. Douglas, wanted to organize territories through which a more northern railroad could run to the West Coast. And the political maneuvering of Douglas eventually led to the Kansas-Nebraska Act, which further intensified tensions over slavery. As for the railroad across the Southwest, that was not completed until 1883, nearly three decades after the Gadsden Purchase.

Thursday, November 21, 2019

What are your thoughts on present day religious ideologies Are they Essay

What are your thoughts on present day religious ideologies Are they much different from Greek and Roman religious beliefs Explain - Essay Example In the ancient times, the Greeks and Romans were identified by their worship of â€Å"many gods† and goddesses (Mikalson, 2010, p. 224).1 The present day Christians, Jews, and Muslims only recognize one God. It is however worth noting that Hindus have many gods whereas atheists believe in none. The aspect of believing in multiple gods for the ancient Greeks and Romans as compared to one God for the present day religions is the largest distinctive factor between the two kind of religious ideologies. However, there are a couple of other differences and some similarities too that can be identified between the two groups. Firstly, the present day religions believe that God is unanimously powerful and he is able to control every aspect of life by Himself. On the other hand, Greeks and Romans appreciated the fact that the gods were powerful but they associated each god with a specific area of power. For instance, Zeus was the god of the skies, earthquakes, storms, lightning, and so on.2 Similarly, present day religious ideologies tend to describe God as good, morally pure and blameless. Contrary, the Romans and Greeks believed that the gods had similar personalities to the human beings. They believed that the gods too did wrongs, felt jealous and rage as much as they felt mercy and compassion. The present day Christian ideologies tend explain that people can talk directly to God through prayers and that their prayers would be answered appropriately.3 This is however not the case for the ancient Greeks and Romans, who believed that although gods would sometimes listen to prayers, especially if the individual has offered a sacrifice, the person that offered a better sacrifice will most likely get the help from the gods. Ultimately, even though the present day religious ideologies and the Greek and Romans religious beliefs have some

Tuesday, November 19, 2019

The effect of music on ones social life Essay Example | Topics and Well Written Essays - 1250 words

The effect of music on ones social life - Essay Example The effect of music on one’s social life A study is set on the different types of behaviors that the listener attaches each the genres of music studied. Of importance to look into is the scope with which the genre of music chosen has influence on the behavior change and influence of the listener of the music. There are a considerable number of music genres. Among the several genres are rock, and roll, Hip Hop, soul, and rhythm and blues. Each of the aforementioned genres has different origins. They evoke different and diverse influences on the listener’s behavior. Listeners of every kind of music mentioned attach different levels of enthusiasms towards listening to their genre of preference. In finding out the influence of the genres on their listeners’ behavior, one needs to embark on a study of personality traits of the listener. Every genre would influence every personality trait in a special and unique manner. Of importance in the study is to find out the importance that listeners of music attach to the ge nre of preference in question. Rock and Roll dates its origin to a long time back in history. This notably was in the 1940s and 1950s. The genre found its invention from African Americans. This genre of music most probably roots its foundation from the United States. The genre often attaches its caliber to the elites. It is more popular among the high-class individuals than to the lower class individuals. The elite class tends to listen to the genre more than the other classes of people. Many concerts and entertainment scenes featuring rock and roll music receive a high turnout of the elite class than others classes in lifestyle. The word â€Å"rock† that the founders of this genre used to refer to it was a disguised manner of quoting the word sex. Hip Hop is a major known genre of music among the youth. Its acknowledgement and spread is significant among the black Americans. The genre of music roots from the, black American, people. Its sole purpose was to address the plight of blacks in America. It is associated considerably with the low-income class and the poor. Its origin dates back to the period of history during the 1970s. Many of the artists of Hip Hop are characters who at one moment in time had experiences with the effects of black supremacy. They might as well be descendants of former victims of the historical atrocities the black underwent. Among the several themes, this genre of music that address mistreat experienced by the blacks. The victims underwent the inhumane experiences during the slavery period. This genre of music tends to inform the authorities of the various problems faced by the black Americans. Sharp criticism of betrayal and neglect by the power holders is among the diverse expressions of the message from this genre of music. Soul music dates back to deep early ages in history. This is notably the time between the 1950s and 1960s. The origin of this genre of music is from the U.S. This genre of music explores a more seductiv e way of presentation than rock and roll music. It is common among individuals who feel the touch of romance with the songs. It plays on a cool and sentimental tone. The overriding theme in a remarkable numbers of soul music is romance and feelings of love that the characters attach to each other. The main associates with this genre of music are the elite class. Soul music is mainly played in instances of paying and merrymaking. It helps show romance and togetherness of parties involved.

Saturday, November 16, 2019

Barbara Ehrenreich’s Nickel Essay Example for Free

Barbara Ehrenreich’s Nickel Essay The Nobel Prize winner Milton Friedman was praised by The Economist (2006) as â€Å"the most influential economist of the second half of the 20th century†¦possibly of all of it. In 1970, he published an essay on the social responsibility of business in the New York Times Magazine. In his article, he explains in complex detail about the notion of â€Å"social responsibility† of businessmen within a corporate environment and their goal to increase profits. Indeed, at first glance, this quote seems to capture the mentality of many of the actors in the financial sector in our era. Banks and financial institutions are accused of acting unethically and only in their self-interest to increase profits along with brokers and investment bankers who are accused of primarily aiming high incentives and bonuses by selling unconscionably high-default assets. Scholars argued that corporate governance failings and lack of ethical behaviour were significant causes of the financial crisis of autumn 2008 (Skypala, 2008). This essay discusses the question whether the above statement made by famous economist Milton Friedman is still relevant in the context of business today and to what extent it is relating to the financial sector and in particular to the financial crisis of autumn 2008. In order to address this problem, it is important to discuss the fundamental view behind Friedman’s idea since it needs to be fully understood and interpreted. He stated that the social responsibility of business was to maximize profits and to create value for stockholders within the bounds of the law. Furthermore, he thought that using corporate resources for purely altruistic purposes would be socialism. Moreover, corporations had no social responsibility other than to spend its resources to increase the profits of its investors since only investors as individuals could decide to engage in social contributions. Thus, he believed that the corporate executives, who were appointed by investors to make profits on investments, could not engage in social contributions using the corporate money. As a result, they could only do so as a private individual on their own behalf. Friedman devoted â€Å"social responsibility† to violating the interest of the manager’s employers. In other words, if managers invest in â€Å"social responsible† projects, they will harm the business since these investments will result in inefficiency and lost production leading to a reduction in shareholder’s wealth. His idea and the logic behind it have proven unconvincing to many scholars (Mulligan, 1986; Feldman, 2007; Wilcke, 2004). Indeed, several arguments can be shown which offset his idea. Firstly, his theory does not allow for the possibility that profits and social responsibility can ever exist together. It is necessary to consider the constraint noted by Jensen (2002) who indicated that it is â€Å"logically impossible to maximize in more than one dimension at the same time unless the dimensions are monotone transformations of one another†. This constraint implies that profits and social performance cannot be maximized simultaneously. That is why there is a trade-off between profits and social performance. Still, it does not mean that profit maximization and social performance cannot be congruent. In reality, there are many examples which show that both can coexist. Several reasons are to be mentioned here. Nowadays, banks and financial institutions are more aware of their role towards the society since they realize that they are an integral part of it. Furthermore, they notice that they can contribute positively to the environment and society with a positive effect on their reputation, creating a higher firm value. Furthermore, since numerous scandals of firms violating morality and ethics in the late 1990s and early 2000s (e. g. WorldCom and Enron) the significance of Corporate Social Responsibility (CSR) is increasing tremendously and included in the business culture of most of the financial institutions today. The concept of CSR means that â€Å"corporations have ethical and moral responsibilities in addition to their responsibilities to earn a fair return for investors and comply with the law† (Munstermann, 2007). So, almost every large corporation is increasingly investing to improve its performance on sustainability assets. Banks and financial institutions know that society is always enlightened when it sees that a firm is engaged in charity and donating projects. While it is true that engagement in â€Å"social responsible† projects, for example donating for orphans of the developing countries means explicitly higher expenses and hence, reducing the profit, it has a long term profit as well. Engagement in donating projects has a positive effect on the reputation of firms, thus, affecting positively the consumer behavior of customers who will buy more products of firm, thus creating profit. Friedman also never considers the very real possibility that companies engaging in â€Å"social responsible† projects gain the support from the community and polity that might, otherwise, eventually turn against them. Nowadays, almost all companies working in the financial sector are in some kind of way socially engaged. Looking at websites of famous big banks like Deutsche Bank, JP Morgan, Goldman Sachs or Morgan Stanley, one can find headings of Corporate Social Responsibility throughout the pages. Deutsche Bank has its own report on CSR for each year which reports engagement in AIDS projects in South Africa and support of education for children in India. JP Morgan reported an annual donation amount of $110 million for organization in 33 different countries and Goldman Sachs is actively involved in environmental projects. This shows that almost 4 decades after the famous essay of Friedman, companies do not follow his sole idea anymore but are or are forced to act socially responsible. On the other hand, a business should try to make profit since it is inherent in its nature and by definition (except for non-profit organization). According to the Business Dictionary, a business is an â€Å"economic system in which goods and services are exchanged for one another or money. Every business requires some form of investment and a sufficient number of customers to whom its output can be sold at profit on a consistent basis. † If a company does not make profit on a consistent and long-term basis, it will face financial distress and bankruptcy. Then, employees and workers will become unemployed which will affect the society negatively. For example, all the employees of banks going bankrupt in the financial crisis like Freddy Mac and Fanny Mae and Lehman Brothers were facing hardship. Hence, it is true that businesses are to a certain extent socially responsible to make profit in order to ensure job security and to create more jobs. This helps the society and improves the economy of the society. But Friedman does not consider the fact that if companies’ sole interest would be profit making, they can harm people and the surrounding environment. What if firms poison the water by disposing chemicals in rivers and sea disposing toxic that leads to illnesses and death of animals and human beings? Friedman also fails to argue whether profit-generating actions like selling nuclear bombs to terror organizations, or knowingly manufacturing and selling defective, health-threatening products count as social responsibility as long as the company makes profit. Evidently, in the financial sector there are not activities such as producing bombs or life-threatening drugs. Even though this sector cannot produce life-threatening products, it can create a value chain of unethical and careless activities that can damage the whole world as well. One example is the Asian financial crisis in 1997 where moral hazards were mentioned as a major cause. Moral hazards are â€Å"negligent and fraudulent insureds† (Baker, 2000). It also refers to situation that tempted otherwise good people. The problem with moral hazards in the Asian financial crisis was that Asian banks thought that they would receive implicit guarantees that they would be bailed out if they encountered financial distress. Hence, these banks and companies were much more speculative in their investments and kept investing increasingly. If the investments fail, they will not have to bear the cost since it will be picked up by the government. They were playing with people’s money and did not act in the social interest of their customers. Instead, they were only focussing on making as much profit as possible. The result is known to everybody: In 1997 the nations of East Asia experienced the worst economic crisis they have never seen before. Obviously, the latest and most discussed topic on morality in the two recent years has been the culpability of shareholders and banks along with board directors for failings that led to the financial crisis of 2008. On the one hand, the crisis can be blamed on mortgage brokers, investment bankers and banks’ executives. Skewed incentives and greed contributed too much of the crisis. For example, mortgage brokers generate sub-prime mortgages but were paid regardless of the outcome. That is why they were selling unscrupulously assets with high default risk to clueless customers in order to receive high commissions. Not to mention â€Å"Wall Street Executives† who were focusing solely on how to increase their bonuses and remuneration packages. Also, Banks who took on these mortgages were accused of shoddy risk management and unethical behaviour, since they knew from the beginning that these subprime mortgages would eventually be securitized and removed from the bank’s balance sheet. Again, the originating banks got paid up front for processing the mortgages without having to retain part of the risk. Another factor is the misleading ratings of financial instruments credit agencies that were by far from independent. Arrangers of the secured assets were allowed to manipulate the creation of secured assets by mixing good assets with high risk assets to the point of getting a triple A-rating. If they did not get this rating, the assets were withdrawn, reconfigured and resubmitted. Since agencies are owned by banks, they were subjected to give best ratings to these dangerous assets and mortgage brokers knowing the risky idea behind those assets sold them to unsuspecting investors. According to Friedman, every party involved in the actions mentioned above showed â€Å"social responsibility† since they did not care about their social responsibility to the world but only about maximizing their profits. Evidently, the aftermath of the American financial crisis has shown that the social responsibility of business is definitely not only to increase their profits. If banks, brokers and lenders, accountants, the government and important financial organization did not incorrectly assessed or even ignored the magnitude of the risks mentioned above, if managers and investment bankers were not greedy and showed herd investment behavior, it can be argued that the crisis could have been prevented. But the various parties acted immorally and socially irresponsible not caring about the social consequences of their actions. Consequently, the Asian crisis of 1997 and the global financial crisis of 2008 are two memorable examples that offset Friedman’s idea. In conclusion, this paper has shown that Friedman’s request of being socially responsible by focusing solely on increasing profits is nowadays theoretically not accepted by banks and financial institutions. In contrast, in the 21st century social responsible corresponds to the alignment of business operations with social and ethical values. It is seen as the key to beat the competitor and to ensure sustainable growth. But the latest financial crisis has shown that even though CSR is part of the business culture of the large corporations, the key players in the large corporations do not practice social responsibility in a proper manner. It seems that CSR and corporate governance are a compilation of words and rules that adds only little value to the everyday businesses. Money has made everybody blind. Everybody wanted to have a piece of the big cake leading them to lower their inhibition threshold. The â€Å"social responsibility† of businesses should not be increasing profit but focusing on what it really means in practice to encourage stewardship. As a matter of fact, banks and financial institutions first need to show social and ethical manner in order to prevent another disaster like the financial crisis of 2008. All in all, businesses need to focus on environmental and social issues in the arena of corporate responsibility since the society expects and demands responsibility of organizations. In fact, the law expects it as well. Banks and financial institutions are challenged after the aftermath of the financial crisis they have to find a way how to act in the best interest of stakeholders, society, the government and the environment, still being able to make sustainable profit. It is now a request from the society. ? References Baker, T. (2000). Insuring Morality. Business Dictionary. Definition of business. Homepage: http://www. businessdictionary. com/definition/business. html [1. 2. 2010]. Feldman, G. (2007). Putting Uncle Milton Friedman To Bed: Reexamining Milton Friedmans Essay on the Social Responsibility of Business. Labor Studies Journal (32), 125-141. Jensen, M. C. (2002). Value maximization, stakeholder theory, and the corporate objective function. Business Ethics Quarterly, 2002 (12), 404-437. Milton Friedman, a giant among economist. The Economist. Verfugbar unter: http://www. economist. com/business/displaystory. cfm? story_id=8313925 [28. 1. 2010]. Mulligan, T. (1986). A Critique of Milton Friedmans Essay The Social Responsibility of Business Is to Increase Its Profits. Journal of Business Ethics (5), 265-269. Munstermann, T. (2007). Corporate Social Responsibility: Gabler. Skypala, P. (2008, 17. November). Time to reward good corporate governance. Financial Times, S. 6. [28. 1. 2010]. Wilcke, R. W. (2004). An Appropriate Ethical Model for Business and a Critique of Milton Friedmans Thesis. The Independent Review (2), 187-209. The Nobel Prize winner Milton Friedman was praised by The Economist (2006) as â€Å"the most influential economist of the second half of the 20th century†¦possibly of all of it. In 1970, he published an essay on the social responsibility of business in the New York Times Magazine. In his article, he explains in complex detail about the notion of â€Å"social responsibility† of businessmen within a corporate environment and their goal to increase profits. Indeed, at first glance, this quote seems to capture the mentality of many of the actors in the financial sector in our era. Banks and financial institutions are accused of acting unethically and only in their self-interest to increase profits along with brokers and investment bankers who are accused of primarily aiming high incentives and bonuses by selling unconscionably high-default assets. Scholars argued that corporate governance failings and lack of ethical behaviour were significant causes of the financial crisis of autumn 2008 (Skypala, 2008). This essay discusses the question whether the above statement made by famous economist Milton Friedman is still relevant in the context of business today and to what extent it is relating to the financial sector and in particular to the financial crisis of autumn 2008. In order to address this problem, it is important to discuss the fundamental view behind Friedman’s idea since it needs to be fully understood and interpreted. He stated that the social responsibility of business was to maximize profits and to create value for stockholders within the bounds of the law. Furthermore, he thought that using corporate resources for purely altruistic purposes would be socialism. Moreover, corporations had no social responsibility other than to spend its resources to increase the profits of its investors since only investors as individuals could decide to engage in social contributions. Thus, he believed that the corporate executives, who were appointed by investors to make profits on investments, could not engage in social contributions using the corporate money. As a result, they could only do so as a private individual on their own behalf. Friedman devoted â€Å"social responsibility† to violating the interest of the manager’s employers. In other words, if managers invest in â€Å"social responsible† projects, they will harm the business since these investments will result in inefficiency and lost production leading to a reduction in shareholder’s wealth. His idea and the logic behind it have proven unconvincing to many scholars (Mulligan, 1986; Feldman, 2007; Wilcke, 2004). Indeed, several arguments can be shown which offset his idea. Firstly, his theory does not allow for the possibility that profits and social responsibility can ever exist together. It is necessary to consider the constraint noted by Jensen (2002) who indicated that it is â€Å"logically impossible to maximize in more than one dimension at the same time unless the dimensions are monotone transformations of one another†. This constraint implies that profits and social performance cannot be maximized simultaneously. That is why there is a trade-off between profits and social performance. Still, it does not mean that profit maximization and social performance cannot be congruent. In reality, there are many examples which show that both can coexist. Several reasons are to be mentioned here. Nowadays, banks and financial institutions are more aware of their role towards the society since they realize that they are an integral part of it. Furthermore, they notice that they can contribute positively to the environment and society with a positive effect on their reputation, creating a higher firm value. Furthermore, since numerous scandals of firms violating morality and ethics in the late 1990s and early 2000s (e. g. WorldCom and Enron) the significance of Corporate Social Responsibility (CSR) is increasing tremendously and included in the business culture of most of the financial institutions today. The concept of CSR means that â€Å"corporations have ethical and moral responsibilities in addition to their responsibilities to earn a fair return for investors and comply with the law† (Munstermann, 2007). So, almost every large corporation is increasingly investing to improve its performance on sustainability assets. Banks and financial institutions know that society is always enlightened when it sees that a firm is engaged in charity and donating projects. While it is true that engagement in â€Å"social responsible† projects, for example donating for orphans of the developing countries means explicitly higher expenses and hence, reducing the profit, it has a long term profit as well. Engagement in donating projects has a positive effect on the reputation of firms, thus, affecting positively the consumer behavior of customers who will buy more products of firm, thus creating profit. Friedman also never considers the very real possibility that companies engaging in â€Å"social responsible† projects gain the support from the community and polity that might, otherwise, eventually turn against them. Nowadays, almost all companies working in the financial sector are in some kind of way socially engaged. Looking at websites of famous big banks like Deutsche Bank, JP Morgan, Goldman Sachs or Morgan Stanley, one can find headings of Corporate Social Responsibility throughout the pages. Deutsche Bank has its own report on CSR for each year which reports engagement in AIDS projects in South Africa and support of education for children in India. JP Morgan reported an annual donation amount of $110 million for organization in 33 different countries and Goldman Sachs is actively involved in environmental projects. This shows that almost 4 decades after the famous essay of Friedman, companies do not follow his sole idea anymore but are or are forced to act socially responsible. On the other hand, a business should try to make profit since it is inherent in its nature and by definition (except for non-profit organization). According to the Business Dictionary, a business is an â€Å"economic system in which goods and services are exchanged for one another or money. Every business requires some form of investment and a sufficient number of customers to whom its output can be sold at profit on a consistent basis. † If a company does not make profit on a consistent and long-term basis, it will face financial distress and bankruptcy. Then, employees and workers will become unemployed which will affect the society negatively. For example, all the employees of banks going bankrupt in the financial crisis like Freddy Mac and Fanny Mae and Lehman Brothers were facing hardship. Hence, it is true that businesses are to a certain extent socially responsible to make profit in order to ensure job security and to create more jobs. This helps the society and improves the economy of the society. But Friedman does not consider the fact that if companies’ sole interest would be profit making, they can harm people and the surrounding environment. What if firms poison the water by disposing chemicals in rivers and sea disposing toxic that leads to illnesses and death of animals and human beings? Friedman also fails to argue whether profit-generating actions like selling nuclear bombs to terror organizations, or knowingly manufacturing and selling defective, health-threatening products count as social responsibility as long as the company makes profit. Evidently, in the financial sector there are not activities such as producing bombs or life-threatening drugs. Even though this sector cannot produce life-threatening products, it can create a value chain of unethical and careless activities that can damage the whole world as well. One example is the Asian financial crisis in 1997 where moral hazards were mentioned as a major cause. Moral hazards are â€Å"negligent and fraudulent insureds† (Baker, 2000). It also refers to situation that tempted otherwise good people. The problem with moral hazards in the Asian financial crisis was that Asian banks thought that they would receive implicit guarantees that they would be bailed out if they encountered financial distress. Hence, these banks and companies were much more speculative in their investments and kept investing increasingly. If the investments fail, they will not have to bear the cost since it will be picked up by the government. They were playing with people’s money and did not act in the social interest of their customers. Instead, they were only focussing on making as much profit as possible. The result is known to everybody: In 1997 the nations of East Asia experienced the worst economic crisis they have never seen before. Obviously, the latest and most discussed topic on morality in the two recent years has been the culpability of shareholders and banks along with board directors for failings that led to the financial crisis of 2008. On the one hand, the crisis can be blamed on mortgage brokers, investment bankers and banks’ executives. Skewed incentives and greed contributed too much of the crisis. For example, mortgage brokers generate sub-prime mortgages but were paid regardless of the outcome. That is why they were selling unscrupulously assets with high default risk to clueless customers in order to receive high commissions. Not to mention â€Å"Wall Street Executives† who were focusing solely on how to increase their bonuses and remuneration packages. Also, Banks who took on these mortgages were accused of shoddy risk management and unethical behaviour, since they knew from the beginning that these subprime mortgages would eventually be securitized and removed from the bank’s balance sheet. Again, the originating banks got paid up front for processing the mortgages without having to retain part of the risk. Another factor is the misleading ratings of financial instruments credit agencies that were by far from independent. Arrangers of the secured assets were allowed to manipulate the creation of secured assets by mixing good assets with high risk assets to the point of getting a triple A-rating. If they did not get this rating, the assets were withdrawn, reconfigured and resubmitted. Since agencies are owned by banks, they were subjected to give best ratings to these dangerous assets and mortgage brokers knowing the risky idea behind those assets sold them to unsuspecting investors. According to Friedman, every party involved in the actions mentioned above showed â€Å"social responsibility† since they did not care about their social responsibility to the world but only about maximizing their profits. Evidently, the aftermath of the American financial crisis has shown that the social responsibility of business is definitely not only to increase their profits. If banks, brokers and lenders, accountants, the government and important financial organization did not incorrectly assessed or even ignored the magnitude of the risks mentioned above, if managers and investment bankers were not greedy and showed herd investment behavior, it can be argued that the crisis could have been prevented. But the various parties acted immorally and socially irresponsible not caring about the social consequences of their actions. Consequently, the Asian crisis of 1997 and the global financial crisis of 2008 are two memorable examples that offset Friedman’s idea. In conclusion, this paper has shown that Friedman’s request of being socially responsible by focusing solely on increasing profits is nowadays theoretically not accepted by banks and financial institutions. In contrast, in the 21st century social responsible corresponds to the alignment of business operations with social and ethical values. It is seen as the key to beat the competitor and to ensure sustainable growth. But the latest financial crisis has shown that even though CSR is part of the business culture of the large corporations, the key players in the large corporations do not practice social responsibility in a proper manner. It seems that CSR and corporate governance are a compilation of words and rules that adds only little value to the everyday businesses. Money has made everybody blind. Everybody wanted to have a piece of the big cake leading them to lower their inhibition threshold. The â€Å"social responsibility† of businesses should not be increasing profit but focusing on what it really means in practice to encourage stewardship. As a matter of fact, banks and financial institutions first need to show social and ethical manner in order to prevent another disaster like the financial crisis of 2008. All in all, businesses need to focus on environmental and social issues in the arena of corporate responsibility since the society expects and demands responsibility of organizations. In fact, the law expects it as well. Banks and financial institutions are challenged after the aftermath of the financial crisis they have to find a way how to act in the best interest of stakeholders, society, the government and the environment, still being able to make sustainable profit. It is now a request from the society. ? References Baker, T. (2000). Insuring Morality.Business Dictionary. Definition of business. Homepage: http://www. businessdictionary. com/definition/business. html [1. 2. 2010]. Feldman, G. (2007). Putting Uncle Milton Friedman To Bed: Reexamining Milton Friedmans Essay on the Social Responsibility of Business. Labor Studies Journal (32), 125-141. Jensen, M. C. (2002). Value maximization, stakeholder theory, and the corporate objective function. Business Ethics Quarterly, 2002 (12), 404-437. Milton Friedman, a giant among economist. The Economist. Verfugbar unter: http://www. economist. com/business/displaystory. cfm? story_id=8313925 [28. 1. 2010]. Mulligan, T. (1986). A Critique of Milton Friedmans Essay The Social Responsibility of Business Is to Increase Its Profits. Journal of Business Ethics (5), 265-269. Munstermann, T. (2007). Corporate Social Responsibility: Gabler. Skypala, P. (2008, 17. November). Time to reward good corporate governance. Financial Times, S. 6. [28. 1. 2010]. Wilcke, R. W. (2004). An Appropriate Ethical Model for Business and a Critique of Milton Friedmans Thesis. The Independent Review (2), 187-209.

Thursday, November 14, 2019

Out of the Darkness: Female Genital Mutiliation Essay -- Womens Righ

Since the 1790s, women have been struggling to overcome the confines imposed on them by dominant patriarchal societies. (Andrea and Overfield 257). Much advancement has been made as women have continued to bring to light their views and ultimate demand for equality with respect to their male counterparts (Andrea and Overfield 260). Despite how far they have come, feminist today find themselves combating the violation of women’s rights regarding the cultural tradition of female circumcision, which some feel is more appropriately referred to as female genital mutilation (FGM) (Johnsdotter and Ensà ©b 30). Millions of women and children have been and continue to be subjected to the barbaric act of FGM, which not only leaves their bodies disfigured, but carries lifelong significant health risks and in some cases even ends in death (Morrison 125, 128). After researching a multitude of documents and case studies regarding the practice of FGM, it is evident that feminist are war ranted in their alarm and even disgust, when faced with the knowledge that this practice is continuing to be uph...

Monday, November 11, 2019

Resource Mobilization

Chapter I INTRODUCTION Background of the Study Resource mobilization strategy is anchored on the premise that the financing of education is not the exclusive responsibility of the state but the burden ought to be shared among the stakeholders (parents, alumni, private sector employers, philanthropic institutions and individuals, communities and external donors). Research studies have demonstrated that the private benefits of education sector exceed the social benefits and therefore this broad burden sharing is justifiable on grounds of equity and human capital formation (http://www. iba. edu. k/News/Resource_mobilization_strategy_R150510. pdf, Retrieved: September 19, 2012). In global perspective, resource constraints continue to hamper progress in a large number of developing countries, which do not have the financial or technical means to extend quality basic education to every child in the country. The increasing youth population in low-income countries, the global financial crisi s, the impact of climate change and commodity speculation also further exacerbate these challenges and put enormous pressure on governments to fulfill the basic needs and services to their people. Resource Mobilization: Global partnership for education,2012 ). In the Philippines, corruption leads to poor allocation of resources. Teachers are underpaid and treated poorly. In 2005, the Philippine government spent just $138 per student, compared to $852 in Thailand, another developing country in Southeast Asia. But graft and corruption are not the only issues. Poverty is a vicious cycle that traps generations of families (http://EzineArticles. com/3147673 Retrieved, October12, 2012). The Philippine Constitution has mandated the government to allocate the highest proportion of its budget to education.However, the Philippines still has one of the lowest budget allocations to education among the ASEAN countries (http://expo. edu. ph/education/issue. htm Retrieved, October 12, 2012). The D epEd budget was increased by 15 percent from P207 billion in 2011 to P238. 8 billion in 2012, which is being utilized to address the basic education input gaps, among others. The educational policy of the country gives principals the authority to: manage the school’s funds for maintenance and other operating expenses; raise additional funds for the school through Parent-Teachers and Community Associations.The Decentralization Programme is being implemented by transferring substantive decision-making powers to the school level(R. A. 9155) so that school heads will be empowered to find solutions to address basic education input gaps, hence the competence of school heads to mobilize resources is a key factor for the schools to achieve its goals. It is in this context that researchers (Ph. D. – Educational Management students at Davao del Norte State College, Panabo City) were interested to explore the resource mobilization practices of school heads in basic education scho ols in the divisions of Comval, Panabo, and Tagum City.This is an attempt to remedy financial problems in basic education by describing and evaluating the patterns of resource mobilization practices of school heads. The results of this investigation will definitely improve the resource mobilization practices of school heads likewise will improve school performance. The Purpose Statement The purpose of this case study is to explore the resource mobilization practices of heads in basic education in the three divisions of schools in Davao Region.The aim was to assemble details to explore the challenges, the ways to overcome it, and the opportunities of resource mobilization as perceived by members of the school system. Research Questions The study was principally directed to explore the central research question about the resource mobilization practices of heads of basic education schools. This generated several sub-questions to further clarify the direction of the study, as follows: 1 . What are the challenges in these resource mobilization practices of your school? 2. How do you overcome the challenges in these resource mobilization practices of your school? . What are the opportunities in these resource mobilization practices of your school? Significance of the Study The result of this study would benefit the Department of Education, school administrators, members of the academic community, the researchers and resource mobilization actors. Department of Education. This study is important for this will give the Department of Education (DepEd) significant facts and information about the extent of the resource mobilization practices by the school administrators in Basic Education that would precisely lead to making better steps to improve the system.This will be the basis in sponsoring programs, seminars, trainings and workshop for administrators or principals concerning financial management. School Administrator. This will provide data on the challenges or diffic ulties in the resource mobilization practices in their school, thus, making them as the basis in the formulation of their programs as administrators. Teachers and Stakeholders. This will shed light as to how effective are the resource mobilization practices as perceived by the school community.Further, this will picture out the effects of resource mobilization practices to the work climate of the teachers in learning institutions. Finally, this will be the springboard for further study related to this research problem. Scope and Delimitation This study centered on the qualitative aspect of the resource mobilization practices of heads of basic education schools in the three divisions (namely Comval, Tagum City, and Panabo City). There were twelve (19) respondents composed of principals and teachers.This encompassed the challenges, ways to overcome them and the opportunities of resource mobilization as perceived by the members of the school system. Definition of Terms In order to have a deeper understanding of the terms used in this study, the following terms were defined operationally: Resource Mobilization. This refers to the competence of school heads to carry out the financial management of the school, utilize available resources and generate resources from various sources to effectively and efficiently achieve its educational goals and objectives.Social Movements. This refers to a group of people with a common ideology who try together to achieve certain general goals. Basic Education. This refers to learning outcomes, i. e. knowledge and skills acquisition and application, positive attitudes formation, internalization and exhibition of values for a variety of life – and work-enhancing purposes and for the good that is inherent in knowledge itself. One of the purposes of basic education is to meet basic needs and to facilitate and enhance the exercise of basic rights. School Heads.These refer to the most prominent or important member of any organized body; the chief; the leader; as, the head of a school, and the like. – the educator who has executive authority for a school; Grants. These refer to an award of financial assistance in the form of money by the government to an eligible grantee with no expectation that the funds will be paid back. The term does not include technical assistance which provides services instead of money, or other assistance in the form of revenue sharing, loans, loan guarantees, interest subsidies, insurance, or direct appropriations Resources.These refer to the term used to refer to revenues, gross borrowings and free or unencumbered cash balances. Parent-Teacher Association. This refers to an organization of local groups of teachers and the parents of their pupils that works for the improvement of the schools and the benefit of the pupils. Fund Raising. This refer to the process of soliciting and gathering voluntary contributions as money or other resources, by requesting donations from indivi duals, businesses, charitable foundations, or governmental agencies. Funds. These refer to the sum of money set aside and earmarked for a specified purpose.Personal Services (PS). These refer to the accounts which include basic pay, all authorized allowances, bonus, cash gifts, incentives and other personnel benefits of officials and employees of the government. Maintenance and Other Operating Expenses (MOOE). This refer to the accounts which include expenses necessary for the regular operations of an agency like, among others, traveling expenses, training and seminar expenses, water, electricity, supplies expense, maintenance of property, plant and equipment, and other maintenance and operating expenses.Financial Expenses (FE). These refer to the accounts which include bank charges, interest expense, commitment charges, documentary stamp expense and other financial charges. These also include losses incurred relative to foreign exchange transactions and debt service subsidy to GOCC s. School Trust Fund. This refers to a fund comprised of a variety of assets intended to provide benefits to an individual or organization.

Saturday, November 9, 2019

Sample Personal Statement

Sample Personal Statement for Architecture People once asked me: â€Å"Why did you choose architecture? † I couldn’t give a simple answer for that. Maybe it was because I like painting and construction since childhood. I also earnestly yearn to create beautiful things on my own and architecture can satisfy my imagination in space, materials, and color. My born interest in this sector is also because of my parents, who are both structural engineer and electrical engineer, influencing me gradually and unconsciously since I was a kid and giving me perceptual knowledge in the field.After my five-year study in the Department of Architecture, and one-year work experience in architectural design, I ask myself this same question. The result is that aside from the factors mentioned above, what really makes me choose architecture is its intrinsic appeal, which is just like the maxim written inside the building of the Department of Architecture: â€Å"Architecture is the combinat ion of art and technology. † Perhaps when a person is engaged in what his keen interest blossoms, he will never feel tired, instead he would feel motivated and have an enriching experience.Five years' academic study in the School of Architecture and Arts of University of XX transformed my instinctive excitement and imagination about architecture into systematic knowledge and comprehensive understanding. This transformation, first of all, lies in my skills in the fine arts. Differing from my previous mere interest in fine arts, the study of architecture makes me begin to ponder on how to draw using aesthetic elements from fine arts such as color, lighting and composition to apply to architecture. I was so dedicated to such brainstorming and imagination that I would always work around the clock in the studio for days on end.Secondly, the study of basic architectural courses, such as architectural structure, mechanics and materials science, makes me realize that architecture not only gives importance on aesthetics, but also on the more essential functionality and practicality. In that process, I realized that architecture is not only an art, but also more importantly a sort of technology. Five years of college study gives me a deeper comprehension of architecture, that is, architecture is also part of other cultures – it is subject to other cultures' influence, and at the same time it influences other cultures.Because of my childhood architectural background, coupled with my lasting keen interest in architecture, I gained excellent achievements in the major courses of my college study, ranked top three in the class, and also received first prize scholarships and many other scholarships for five consecutive years. Besides, owing to my understanding of architecture, I am not satisfied with mere textbook knowledge. I believe architecture is not only a skill but also, more importantly, a combination of creativity and imagination.An excellent architecture designer needs not only solid architectural skills and knowledge, but also needs nourishment from fine arts, materials science, engineering and culture. For that purpose, I read quite extensively, understood the architectural history of different countries – especially European architectural history, learnt from works of modern and contemporary architectural masterpieces, and gained insights on their design conceptions that are full of creativity and connotation. The knowledge I have gained from these efforts heightens my interests and my desire for creation.

Thursday, November 7, 2019

The Concept of Islam Religion Essay

The Concept of Islam Religion Essay The Concept of Islam Religion Essay Islamic Religion and the State Islam is depicted as a way of life. However, this eliminates the fact that it is a political phenomenon. Islam is a religion which is a social aspect rather than political. Islam is a peculiar concept of secularism. This means that Islam opposed the idea that it should involve itself with other parts of life. Islam, as a religion, was also seen as a good way of governing society, and this should be incorporated to the modern society. As a result, a political institution had no place in the Muslim society. Every individual of the Muslim society was seen to be guided by the teachings of Islamic laws, rather than the set political structure. Islam was a religious way of life. It was also seen as a form of governance. Islam scholars argued that Islamic values and the way of life had a similar style of governance like most of western government. They depicted this as an effective way and did not consider political organization of any other nature. Those who were supporting political society were regarded as modernists, but many of the scholars who were traditionalists were against this. They saw this as a violation of Islamic state laws. Islamic state was honored since they believed that, it was drafted by Prophet Muhammad. They believed that Islam was a sacred institution that was not to assimilate any form of foreign intervention. Rules that were outlined by religious values and there was no need for political intervention. Islam, from the early beginnings, did not have separation between politics and other social values. Islam, therefore, did not require any organization to govern the Muslim society. Political instituti on was eliminated since leaders were seen as ordained by God. In addition, Muslim society did not see any person above the law and hence did not require any political leaders. Formulation of Modern Religious Concept Awareness about religion defined the starting of various chapters of different beliefs. Religion opened a new face to identify one’s own belief as the only factual compared to other people’s belief. Concept of religion began during the Medieval Ages. Faith justification and disbelief in modern science had discarded all the theories that had been formulated. As a result, changes in the general order of the society were explained through religion. Religion became very dominant that, incidents were to be clarified through people’s belief. Religion established itself during the seventeenth century. Ideas of various reformers of the sixteenth century were deserted, and natural religion was accepted. The path to the enlightenment of religion was as a result of fully secularized, privatized individuals highly motivated by answering questions of what affected humankind. There was also desire by people to associate themselves as God’s creatures and had authority fr om Him. Formulation of Islam religion by the Western intellectual discourse was a hypothesis. However, this formed the source of various debates. Western intellectual discourse about the Islam is depicted as an imbalanced game. These intellectuals are mostly seen as Christians. Therefore, the discourse that is carried out seems to be incomplete and thus contain a lot of controversies. The western intellectuals did not have a proper analysis of the formation of Islam. There were theories by western writers of generating Islam origin. The concept of generic Islam was disturbing the intellectuals formulated two paths of how Islam was formed. Islam was constructed through the paths of essentializations which were more offensive and the other being defensive. Visit our religion essay writing service if you need a custom written paper on your topic. Fill in the order form with all essay details and have your paper written by !

Tuesday, November 5, 2019

Engage Students with Songs to Teach Metaphor and Simile

Engage Students with Songs to Teach Metaphor and Simile One way to engage students in the study of figurative language-specifically similes and metaphors- is to use examples from the songs they like. Teachers in grades 7-12 can point out how the  metaphors and similes in song lyrics allow  songwriters to communicate their innermost feelings. The metaphors and similes in songs help students to visualize comparisons that are  purposefully placed to convey attitude- Sad? Tears of a Clown. Happy? Walking on Sunshine. Dependable? Solid like a Rock.   If a teacher wants to teach similes and call attention to the  characteristic comparison word like, there is probably nothing more iconic then the song Like a Rolling Stone, the 1965  folk rock anthem by Nobel  laureate Bob Dylan. A more contemporary song example is   Let It Go from the Disney film Frozen where the Princess Elsa (voiced by  Idina Menzel) laments that The wind is howling like this swirling storm inside. Teachers can show how the songwriters chose similes to help listeners visualize the emotions of the singer, and both of these examples  use the word like in their poetic comparisons. For the explicit instruction of metaphors, there is  the 2015 country music hit by Keith Urban titled  John Cougar,  John Deere,  John 3:16  Ã‚  that  begins with a series of rapid-fire metaphors: Im a forty-five spinning on an old Victrola;  Im a two strike swinger, Im a Pepsi cola... There is also the classic rock and roll hit  Hound Dog, covered by Elvis Presley (1956) with its unflattering comparison to someone who is crying all the time... Here the metaphors are comparisons are direct but unusual: a singer to a record, a friend to a dog. These metaphors help the listener better understand the relationships in the songs. Caution: PG Language Only: While teachers can engage students by having them find similes and metaphors in the music they enjoy, the sharing of these songs in school must include high degrees of caution. There are several song lyrics that are explicit in their use of improper language, vulgarity, or profanity. There are also song lyrics that intentionally use metaphors and similes as coded language to send an implicit message that could be inappropriate for a middle school or high school class. If students will be allowed to share songs and lyrics in class, they must be prepared to share only those verses that are appropriate for use in class. In other words, PG lyrics only!   Here are two linked articles with songs that are already previewed for use in class that can be used to provide additional examples of both similes and metaphors in songs. Several of these song lyrics have already been analyzed to help teach about these key figures of speech: Article #1:Songs With Metaphors This article features 13 songs that can be used as models  for mini-lessons. The examples of metaphors in the lyrics are already analyzed for use in class. Songs include: ​Cant Stop the Feeling- by Justin TimberlakeH.O.L.Y. -Florida Georgia Line​Im Already There,  by LonestarThis is What You Came For -Rhianna Article #2:Songs With Similes This article features eight songs that can be used as models   or mini-lessons. The examples of similes in the lyrics are already analyzed for use in class. Songs include: Just Like Fire  -PinkStiches by  Shawn MendesExs Ohs by Elle King Common Core Connection Teachers still meet the literacy anchor standard in the Common Core for  English Language Arts when they use   song lyrics to address metaphors and similes: CCSS.ELA-LITERACY.CCRA.R.4Interpret words and phrases as they are used in a text, including determining technical, connotative, and figurative meanings, and analyze how specific word choices shape meaning or tone. Finally, using song lyrics is one way teachers can move away from the worksheet and show students the importance of metaphors and similes in their everyday lives. Research on motivating students also suggests that when students are given the opportunity to make a choice, their level of engagement increases. Increasing student engagement through choice and allowing them to  share how  songwriters from every musical genre use similes and metaphors may give students the practice they need to become  proficient in interpreting and analyzing figurative language in other kinds of texts.

Saturday, November 2, 2019

News Story Assignment Example | Topics and Well Written Essays - 1250 words

News Story - Assignment Example Marisol Franken, an administration coordinator for community services targeting Australians over the age of 55 corroborated McKay’s statements. Speaking to the media at the same event, Mr Franken most people turned up for physical fitness in the evenings and over the weekend. He, however, urged people to take physical fitness seriously, especially the Australian elderly. â€Å"We need to have a nation that is physically fit,† he averred. The report also showed that most Australians were not physically active. 34.1% of the people interviewed did not participate in any sporting activity or physical fitness program while 6.3% only participated â€Å"occasionally†. Only 29% of the research sample engaged in sports more than twice a week. Noting that physical fitness was key to the general health of an individual, McKay termed the findings as â€Å"grim reality†. He, however, stated that the research identified various constraints that hindered people from participating in sports of physical fitness programs. Some participants cited age as a major constraint where they stated that they were too old to take part in sports. Others were afraid of the occasional injuries that people sustained in sports whereas others were simply not interested. There are some who cited heavy responsibility at home or at the work-place while others put the blame on financial challenges. In light of these findings, it is important that relevant authorities take up the challenge and work towards a better, healthier and physically fit Australia. There is need to put appropriate measures into place to encourage Australians to participate in sports and physical fitness programs. Moreover, every Australian has a responsibility of his or her health. It is a high time Australians came out of their cocoons and took sports and physical fitness seriously. The level of physical fitness in Australia is very low. A large number of Australians do not participate in sports

Thursday, October 31, 2019

Forms of Government in England and France Essay

Forms of Government in England and France - Essay Example A the paper stresses feudal aristocracy was under division because of internal faction and it is doubtful if they could participate in economical and political spheres as an organized group. Church had a great power there. Though there were such events like feudal faction, church and cities autonomy, we consider the society of Western Europe to be integrated, but it is worth mentioning that this integration was based not only on common ideas, but on combination of political and economical power that was held by one social class. In the period of economical development western society was considered to be pluralistic and divided into relatively autonomous spheres of political, economical, scientific and religious life, no class could reign another one like it was when the feudal aristocracy was at the top. We can say that transfer to capitalism was not just change of the ruling circles, but transfer from integrated society to pluralistic one. This essay declares that the events of 1066 were very important for England and had positive results: England became strongly involved into European life. Reunion was very significant because it took place when European countries and their aristocracy were at the top after the crusades. We should also mention that the most important time for England was the time of crusades: as a result of winners and beaten fusion the English nation was generated.

Tuesday, October 29, 2019

Criticize the article Francis Fukuyama "The end of History" Essay

Criticize the article Francis Fukuyama "The end of History" - Essay Example Prior to the release of his article, Francis Fukuyama was an unknown state department official but after the posting of his journal titled â€Å"The End of History?† he was regularly mentioned and attracted various responses. His interpretations were heavily borrowed and adapted from G.M.F. Hegel, a German philosopher. Hegel was of the idea that history had reached its end in the year 1806 after Napoleon defeated the Prussian Monarchy. It is along these lines that Fukuyama identifies the main hurdles to liberal democracy, and they are Fascism and communism. Fukuyama states that these two ideologies have ended with fascism facing its end after the defeat of Italy, Germany and Japan in the Second World War. On the other hand, communism met its end after the recent economic and political concessions in China and the Soviet Union (Herwitz, 2005). After all the ideologies, Fukuyama affirms that Western liberal democracy is the outright winner. The only remaining adversaries are religious fundamentalism and some aspects of nationalism. Fukuyama stated that history was full of struggles meant to realize the freedom idea that is etched on our consciousness. His thoughts must have been heavily influenced by the end of the Cold War, and this led him to assert that it marked the end of history. The end of the Cold War was an apparent triumph of capitalist and liberal ideologies of western nations. The events of the Cold War had shown a clear win by the United States and her allies. He used this to conclude that it was the universalization of Western liberal ideologies and also marked the end of humankind’s ideological evolution (Herwitz, 2005). By the time when this article appeared in the National Interest, people could not disagree with Fukuyama. The Soviet Union was about to disintegrate, and so was the Berlin Wall. Everything that was happening at that time suggested that it was only liberal capitalist democracies that

Sunday, October 27, 2019

Unexpected Halide Transfer: Aluminium and the Lanthanoids

Unexpected Halide Transfer: Aluminium and the Lanthanoids Unexpected Halide Transfer: Complex Reorganisation Between Aluminium and the Lanthanoids. Glen B. Deacon, David J. Evans and Peter C. Junk.* This submission was created using the RSC Communication Template (DO NOT DELETE THIS TEXT) (LINE INCLUDED FOR SPACING ONLY DO NOT DELETE THIS TEXT) [Pr(MeCN)9][AlCl4]3.MeCN undergoes reorganisation upon the addition of an ether. In the case of recrystallisation from tetrahydrofuran, the ionic nature is lost, whereas the addition of crown ether gives reorganisation, whilst maintaining ionic character. Isolation of homoleptic ionic trivalent lanthanoid complexes, under non aqueous conditions, has been investigated using nitrogen based ligand systems 1-5. The interest surrounding these homoleptic complexes is attributed to their potential catalytic properties 3,5. Under non aqueous conditions, the use of highly labile ligands, such as solvent molecules, presents the possibility of exposing the metal centre, hence providing a site for catalysis and thus can be considered to be ‘near naked 3. Complexes involving Ln3+ ions, that can be considered ‘near naked’ have to date been restricted to complexes such as [Ln(MeCN)n]3+ , with anions such as AsF6 and AlCl4 3-5. With this in mind, we have investigated the ability to access homoleptic ‘near naked’ Ln3+ complexes with tetrahydrofuran (thf) ligands. Currently, no such complexes have been reported for the smaller trivalent species unlike the larger divalent species, for which there is precedent viz. [Sm(thf)7][BPh4]2 6. Exploitation of the coordination abilities of crown ether has been investigated with the isolation of [ScCl2(18-crown-6)][FeCl4]. Via Sc n.m.r it has been shown that [ScCl(thf)(18-crown-6)][FeCl4]2 and then subsequently [Sc(thf)2(18-crown-6)][FeCl4]3 can be synthesised even though it has not been structurally characterised. With this in mind it should therefore be possible to isolate similar adducts in MeCN. Results and Discussion Homoleptic acetonitrile Ln3+ complexes can be obtained via two pathways viz equations 1 and 2 3. It was our intention to extend this chemistry to involve homoleptic Ln3+ complexes with ether ligands in place of MeCN. In reactions analogous to equations 1 and 2 with thf in place of MeCN, we found to our surprise [LnCl3(thf)2]n (Ln = Pr, Nd) was the sole Ln complex isolatable. This suggests that the complex is formed by a concerted process whereby AlCl4 binds to Ln3+ releasing AlCl3, allowing binding of another AlCl4 and so on until complete halide transfer to Ln3+ occurs yielding LnCl3(thf)n (equations 3, 4). Similarly, addition of 18-crown-6 to [Pr(MeCN)9][AlCl4]3 resulted in reorganisation to [(PrCl(à ¯Ã‚ Ã‚ ­Ã¢â‚¬â€œCl)(18-crown-6))2][AlCl4]2.2(MeCN) (1) † . Isolation of 1 illustrates there is an equilibrium in solution involving [Pr(MeCN)9][AlCl4]3.(MeCN). Conductivity measurements show a 1:3 electrolyte 7.This is in contrast to that previously reported for the Sm complex by Hu and supported by Bà ¼nzli for which a 1:2 is electrolyte is reported 4,8. We believe that the complex [Ln(MeCN)9][AlCl4]3.(MeCN) undergoes rearrangement in solution ranging from a 1:3 down to a 1:2 electrolyte (equation 5). This change in coordination environment of the lanthanoid metal establishes the pathway to halide transfer involving a transient species related to that shown in Figure 1. Structural motifs similar to this have been observed for several lanthanoid complexes including [Sm(ÃŽÂ ®6-C6Me6)(AlCl4)3] .toluene 9,10. The reaction is completed by the substitution of MeCN by the crown ether and cleavage of the bridging Al–Cl bonds in a similar fashion to that observed for reactions involving thf. Complex 1 has a nine coordinate Pr centre that is bound to all six oxygens of the crown ether. The Pr is also bound to one terminal and a bridging chloride, and dimerises through an inversion centre. There is a distinct change in bond lengths between the terminal (Pr-Clter 2.715(2)Ã…) and bridging chlorides (Pr-Clbr 2.839(2) and 2.858(2)Ã…) as would be expected with similar changes identified in [PrCl(à ¯Ã‚ Ã‚ ­-Cl)(tetraethyleneglycol)]2 11. The distances for Pr-Ocrown range from 2.572(4) 2.590(7)Ã…, following the same trends in the related cation [(DyCl(à ¯Ã‚ Ã‚ ­Ã¢â‚¬â€œCl)(dibenzo18-crown-6))2][(DyCl3(à ¯Ã‚ Ã‚ ­Ã¢â‚¬â€œCl)(MeCN))2] 12, albeit with a lengthening of Ln-O in line with increased ionic radius between Dy and Pr. The crown ethers adopt a saddle type morphology with the metal residing in almost the centre of the cavity made by the O1, O3, O4, O6 (0.601Ã…) plane and the O2, O5 (0.491Ã…) plane. The crown ether collapses to accommodate the smaller size of the Pr3+ which is evident in the planes derived by the oxygen atoms of the crown. The angle between plane 1 (O1, O2, O5, O6) and plane 2 (O2, O3, O4, O5) is 125.71o showing this slight closure to ensure that the oxygen atoms are all bound. This closure of the crown ether is observed for all the Ln3+ 18-crown-6 complexes in which the angle closes from 129.74o in complex [LaCl3(18-crown-6)] 13 through to 68.95o in [Lu(CH2(SiCH3))2(18-crown-6)][(CH2(SiCH3))B(C6H5)3].C2H4Cl2 14 owing to the reduction in size of the ionic radius of the Ln centre. Notes and references All reactions were carried out under dry nitrogen using dry box and standard Schlenk techniques. Solvents were dried by distillation from sodium wire/benzophenone (thf) or CaH/P2O5 (MeCN). IR and far IR data were obtained as described previously 15. Metal analyses were carried out by complexiometric EDTA titration with the addition of 5% sulphosalicylic acid to mask Al 16. Anhydrous AlCl3, LnCl3, and 18-crown-6 were supplied by Sigma Aldrich. AlCl3 was freshly sublimed prior to use. Conductivity measurements were carried out on a Crison Conductimeter 522 (serial no; 3807), using a locally manufactured air-sensitive cell. The complex [Pr(MeCN)9] [AlCl4]3 was made using previous published methods 3 and conductivity measurements were carried out as mentioned above (367.97 S cm2 mol-1 1.097 x 10-3 mol dm-3, MeCN). 1: Method A: [Pr(MeCN)9][AlCl4]3. MeCN (0.20g, 0.19 mmol) and 18-crown-6 (0.20g, 0.57 mmol), was dissolved in MeCN (30 ml). The solution was stirred and heated to near boiling to assist dissolution. The resulting green solution was then filtered and reduced in-vacuo. The solution was then cooled at -30oC yielding small green crystals. (0.21 g (81%)). m.p. 170oC(dec), C28H54Al2Cl12N2O12Pr2; calcd. Pr 10.27; found Pr 10.68%. I.r absorption (Nujol): cm-1. Unit cell collection confirms the same product as via method A. Method B: A mixture of PrCl3 (0.10 g, 0.40 mmol), AlCl3 (0.16 g, 1.20 mmol) and 18-crown-6 (0.29g, 0.83 mmol), was dissolved in MeCN (30 ml). The solution was stirred and heated to near boiling to assist dissolution. The resulting green solution was then filtered and reduced in-vacuo. The solution was then cooled at -30oC yielding small green crystals. (0.44 g (87%)). m.p. 170oC(dec), C28H54Al2Cl12N2O12Pr2; calcd. Pr 10.27; found Pr 10.42% I.r absorption (Nujol): 2291w, 2253s, 1644w, 1353s, 1291s, 1248s, 1082s, 1034s, 966s, 925w, 878w, 837s, 802w cm-1. 27Al nmr: 104 ppm(AlCl4) † X-ray data for complex 1 was collected on a Nonius Kappa CCD, MoKà ¯Ã‚ Ã‚ ¡ radiation,à ¯Ã¢â€š ¬Ã‚  Ãƒ ¯Ã‚ Ã‚ ¬ = 0.71073 Ã…, T = 123(2)K. The structure was solved and refined using the programs SHELXS-97 17 and SHELXL-97 18 respectively. The program X-Seed 19 was used as an interface to the SHELX programs, and to prepare the figures. 1: [(Pr(Cl2)(C12H24O6))2][AlCl4]2.2(C2H3N): C28H54Al2Cl12N2O12Pr2, M = 1371.91, green prismatic, 0.40 à ¯Ã¢â‚¬Å¡Ã‚ ´ 0.40 à ¯Ã¢â‚¬Å¡Ã‚ ´ 0.30 mm, monoclinic, space group P21/n (No. 14), a = 12.377(3), b = 15.356(3), c = 14.387(3) Ã…,à ¯Ã¢â€š ¬Ã‚  Ãƒ ¯Ã‚ Ã‚ ¢ = 107.97(3) °, V = 2601.0(9) Ã…3, Z = 2, Dc = 1.752 g/cm3, F000 = 1360, Nonius Kappa CCD, MoKà ¯Ã‚ Ã‚ ¡ radiation,à ¯Ã¢â€š ¬Ã‚  Ãƒ ¯Ã‚ Ã‚ ¬ = 0.71073 Ã…, T = 123(2)K, 2à ¯Ã‚ Ã‚ ±max = 56.6 º, 20600 reflections collected, 6215 unique (Rint = 0.0864). Final GooF = 1.022, R1 = 0.0478, wR2 = 0.1052, R indices based on 4182 reflections with I >2sigma(I) (refinement on F2), 263 parameters, 0 restraints. Lp and absorption corrections applied,à ¯Ã¢â€š ¬Ã‚  Ãƒ ¯Ã‚ Ã‚ ­ = 2.551 mm-1. Fig. 2 The structure of the cation [{PrCl(à ¯Ã‚ Ã‚ ­-Cl)(18C6)}2]2+. Hydrogen atoms omitted for clarity. Thermal ellipsoids shown at 35%. Coordination environment of the atom Pr(1) with applicable bond lengths (Ã…) and angles(o). Symmetry transformations used to generate equivalent atoms: -x+1,-y+1,-z+1. Pr(1) O(1), O(2), O(3), O(4), O(5), O(6), Cl(1), Cl(2), Cl(2), 2.572(4), 2.579(4), 2.574(3), 2.590(4), 2.588(4), 2.587(6), 2.715(2), 2.839(2), 2.858(2). Cl(1)-Pr(1)-Cl(2), Cl(2), 144.30(4), 143.18(4), Cl(2) Pr Cl(2),72.52(4). Fig.1 Proposed cation structure observed prior to ether coordination and subsequent cleavage of Al– Cl bonds. 1Evans, W. J.; Rabe, G. W.; Ziller, J. W. Inorg. Chem 1994, 33, 3072-3078. 2Willey, G. R.; Aris, D. R.; Errington, W. Inorg. Chim. Acta 2001, 318, 97-102. 3Deacon, G. B.; Gortler, B.; Junk, P. C.; Lork, E.; Mews, R.; Petersen, J.; Zemva, B. J. Chem. Soc.-Dalton Trans 1998, 3887-3891. 4Hu, J.-Y.; Shen, Q.; Jin, Z.-S. 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